JEEVAN SARAL – (Table Nos. ). Benefit Illustration. Introduction It gets a share of the profits in the form of loyalty additions which are terminal bonuses. You just need to click on the required form link of Life Insurance Corporation of India and LIC ECS Mandate Form – Click here to download ECS form; LIC Form Lic Jeevan Sangam Policy no · Lic Jeevan Saral Policy Plan No . Detailed Review & Our Recommendation on LIC Jeevan Saral Plan. Compare Premiums, Key Features & Benefits of this Endowment Policy with other similar.

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Loyalty Additions may be payable from the 10th year onwards depending upon the experience of the Corporation. Hence it is categorized under Special Plans. It also offers the flexibility of term and a lot of liquidity.

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The illustration is aimed at letting an individual know the features of the product and appreciate the flow of corresponding benefits at different levels. Yearly Amount of annual premium: Extended risk cover is available from 1 year after 3 years of premium payment.

So LIC will declare its first bonus chaft benfits in coming month. Guaranteed Surrender Value — The policy can be surrendered after at least 3 years premium payments. For calculation of maturity amount, this maturity calculator calculates maturity sum assured as per entered Age at the time of sqral, Term and Premium and adds Loyalty addition to provide approx maturity value.

It is basically an Endowment Assurance plan under which the proposer has simply to choose the amount and mode of premium payment. It gets a share of the profits in the form of loyalty additions which are terminal bonuses payable along with oic benefit or maturity benefit.

LIC Jeevan Saral Plan – Review, Key Features & Benefits

An additional premium is required to be paid for these benefits. As I have no idea about my future financial situation. The monthly premium for the age group of 12 years to 49 years is Rs. You will heevan the extended risk cover for one year after 3 years premium payment.


Scenario 1Amount payable at the end of year on death during the year Rs. YYYY My monthly premium is Policy Term is 25 yrs. This is an Endowment Assurance plan where the proposer has simply to choose the amount and mode of premium payment.

For higher terms, loyalty additions have not been declared hence it cannot be calculated. The plan comes out with the needful financial protection support death throughout the term of the plan.

Abhijeet Salve 8 August at Actually in policy bond, bonus is not included. LIC has declared loyalty addition rates up to year term and the loyalty jjeevan rate shown here is as per the rate declared by LIC for current year.

Options are available for terms 10 to 35 years. Company Information About Us.

LIC Jeevan Saral

My Policies Log Out. Premiums paid are exempted from income tax-free for Jeevan Saral policy under Sec 80 C. Pankaj 11 May at I took jeewan anmol table no.

LIC office told mi surrender value for today Accroding to the product note if I continue till 10th year my surrender value should be MSA i. Please I want to know I purchase lics jeevan saral policy for 30 years of monthly premium on 27 age so what will be return i will get at maturity of policy. If he dies after 23 years, his nominee li get Rs.


As one of the most chaet name in the field of the fork sector, the Life Insurance Corporation offers a wide range of insurance products to cater to the requirements of the insurance seekers with several requirements and budgets. Jeevan Saral T No. Surrender values are available on earlier termination of the contract. There is no magic wand neither in me nor with any expert of earth to provide and suffice all your requirements. Select City Mumbai, Maharashtra.


I paid my 1st premium in March and will be paying my 4th premium in couple of days. My Policies Log Out. Moreover the loyalty depends on the maturity sum liv and the sum changes every progressive year. This is an Endowment Assurance plan where the proposer has simply to choose the amount and mode of premium payment. The minimal age of entry for an insured is 12 years and the maximum entry age sara, 60 years No sxral age is required at the time of maturity whereas the maximum maturity age is 70 years.

I think the question was asked by Anand, not Sagar. Surrender the policy — There is a Guaranteed Surrender Value after 3 policy years. Jeevan Saral Term Plan: I am confused if it is good idea to hold until Dec as holding also means more interest on associated policy loan. Hi Anish i took Saral policy in yearly premium 72, upto now i paid all premiums and like to surrender this policy. Mutual fund subject to market risk.

Details Sum Assured Age at entry: Exclusions in Jeevan Saral Plan If the Life Jfevan under the Policy, whether medically sane or insane, commits suicide, within one year of the date of issuance of the Policy,the Policy shall be void and the Company will only be liable to pay the premiums paid till date. Partial surrender of the policy is allowed after the 3rd policy year.